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SAN DIEGO, CALIFORNIA
San Diego's Mortgage Broker and Real Estate Agency — In One
Most people have to choose between a lender and an agent. At The Loan Me Company, you don't have to. Get your home loan and your agent under one roof — faster answers, fewer surprises, smoother closing.
No credit pull. No commitment. Just answers.
5.0 - 53 Google Reviews
Why San Diego homebuyers choose The Loan Me Company
20+
2-in-1
Years of
expertise
Mortgage + Real
Estate
CA
Statewide
licensed
$0
Consult Fee
"My husband and I had the best experience with Conor purchasing our first home. He made the entire process feel simple and stress-free."
-Google Review
One brokerage. Your mortgage and your agent.
Most people work with a lender and a real estate agent who have never met. At The Loan Me Company, your mortgage broker and your real estate agent are under the same roof — which means faster communication, better coordination, and a smoother path to closing.
A different kind of mortgage experience
We built The Loan Me Company because homebuyers deserve better than confusing jargon, unanswered calls, and last-minute surprises at closing.
Mortgage + Real Estate Brokerage
One of the only firms in California where you can get your home loan and your agent under one roof.
Plain English, Always
No jargon. Every term explained so you can make confident decisions without pressure.
20 Years of San Diego Expertise
Conor has spent two decades navigating the California mortgage market and getting deals done.
Licensed & Credentialed
NMLS #2497863 · CA DRE #02220434. Fully regulated and accountable.
Every Loan Type
VA, FHA, Jumbo, DSCR, Non-QM, Bank Statement and more.
Free First Conversation
15 minutes, no credit pull, no commitment, no pressure.
Every loan type. One San Diego mortgage broker.
Whether you're buying your first home, your next home, or building an investment portfolio — we have a loan program for your situation.
CA homebuyers, homeowners & investors
We work with all kinds of clients across San Diego County and throughout California.
First-Time Buyers
We walk you through every step — SDHC, CalHFA, and down payment assistance programs available.
Homeowners Upgrading
Buying your next home while selling your current one — we coordinate both sides seamlessly.
Veterans & Military
Our military community deserves the best. VA loans — $0 down, no PMI.
Self-Employed Borrowers
Bank Statement, 1099, Non-QM — qualify on how you actually earn, not just tax returns.
Real Estate Investors
DSCR, construction, and bridge financing for investors building their portfolio.
Homeowners Refinancing
Lower your rate, pull cash out, or shorten your term — we'll run the numbers honestly
Meet Your Broker
Hi, I'm Conor Cappa
I started The Loan Me Company because homebuyers deserved better. A mortgage broker who could also connect them with a great agent — all under one roof, with no runaround.
I've spent 20 years in the California mortgage industry working with first-time buyers, veterans, self-employed borrowers, and real estate investors. I'm also a licensed real estate broker and insurance agent — which means I can guide you through every part of your transaction.
No jargon. No pressure. No surprises. Just honest guidance from first conversation to closing day.
📍 San Diego, CA | Licensed throughout California NMLS #1450916 | CA DRE #02100091
